This is the answer to creating a budget that sticks. Then I implemented it personally, then with clients, and continued to improve until I came up with… The Family Budget Transformation System So I researched & tested better ways to create budgets for families. That’s when I realized that for as much as I knew about financial planning and investing, there was a big gap in my understanding of how to create a family budget that we could actually stick to. So we decided to do what everyone does, try to make a budget.Īfter putting together many family budgets and trying to find places to cut expenses, we were way short of our goal. We started looking at our annual expenses going up by $15,000 and realized we didn’t have the extra money to cover those new expenses. I loved investing and was pretty good at it so my goal was always to grow my wealth that way. My expenses always hovered around what I was making. I saved a little here and a little there but spent more as I made more with really no plan. ![]() I could never keep a monthly budget until…īefore I had a family, I didn’t really pay much attention to my spending. ![]() What if your relationship was free of the money arguments?Ī family budget is the #1 key to making this happen, but you need a proven system you can follow that will actually work for you and your family. What if you could fully enjoy that family vacation rather than feeling guilty, like your money should be going to “more important things”? Get yourself some breathing room at the end of the month.What if you could easily identify where to cut your spending without giving up the fun stuff so you could: Well… What if you could end paycheck-to-paycheck spending without a complicated and restrictive budget? If we could just find a way to have more money left over each month without having to argue about it and without drastically changing everything. It’s hard to enjoy the things we really want, because we feel like that money should be put to “better use”. It’s stressful knowing we could be doing better and to feel like we’re behind financially. It’s hard to find professional resources solely focused on family budget help.It’s nearly impossible to find the time to keep up with the family budget while working and shuffling around the kiddos to their activities.You’re just not seeing an end in sight to when you can finally enjoy a little bit of your money.The system is too rigid or too complicated to keep up with.Something always seems to come up that derails your plan and makes you go over budget.You’ve tried to create a family budget, but it’s hard to keep up with it because: I’m sure you’ve tried to do better, but the traditional budgeting techniques just haven’t worked.Ĭreating a family budget has its challenges It’s definitely not as easy as financial gurus say, “Just spend less than you make!” Making more money hasn’t seemed to help because your expenses have gone up right with your income. Maybe you know the problem but you’re just not sure how to fix it without uprooting your life and family. ![]() Ever wonder why you don’t have more money left over at the end of the month?
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